• First Time Homebuyer : $2500 GRANT,Melissa Southam - EvergreenNW RE Team

    First Time Homebuyer : $2500 GRANT

    Effective April 2025, FHFA grants have been suspended immediately. Programs and funding opportunities are constantly evolving. Staying informed and taking action when opportunities arise is essential for building wealth. Contact a Real Estate Strategist to explore current opportunities and maximiz

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  • The Limits of Online Home Valuation Tools Bankrate Quote,Melissa Southam - EvergreenNW RE Team

    The Limits of Online Home Valuation Tools Bankrate Quote

    Don’t rely on online estimates to figure out what your house is worth. While they’re definitely convenient, they’re not 100% accurate. That's because they don’t include key details like your home’s condition, updates you’ve made, and what’s happening right here in our local market. Want to know th

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  • Home Staging FAQ: What You Need To Know,Melissa Southam - EvergreenNW RE Team

    Home Staging FAQ: What You Need To Know

    Home Staging FAQ: What You Need To Know You may have heard that staging your home properly can make a big difference when you sell your house, but what exactly is home staging, and is it really worth your time and effort? Here are a few quick FAQs that can help you decide how much you should priori

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  • Time in the Market Beats Timing the Market,Melissa Southam - EvergreenNW RE Team

    Time in the Market Beats Timing the Market

    Trying to decide whether it makes more sense to buy a home now or wait? There’s a lot to consider, from what’s happening in the market to your changing needs. But generally speaking, aiming to time the market isn’t a good strategy – there are too many factors at play for that to even be possible.

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  • Another Low Down Payment Option --> ONE +,Melissa Southam - EvergreenNW RE Team

    Another Low Down Payment Option --> ONE +

      We’re making homeownership a reality for more clients with a new low down payment option, ONE+  Increasing interest rates, housing prices and inflation have made more clients pause their home search. Not anymore. With this new low down payment product, we can get those clients back into the marke

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  • If buying a home is on your goal sheet this year, there are things you need to do now to make it happen,Melissa Southam - EvergreenNW RE Team

    If buying a home is on your goal sheet this year, there are things you need to do now to make it happen

      If buying a home is on your goal sheet this year, here’s how to make it happen. Focus on improving your credit, planning for your down payment, getting pre-approved, and prioritizing your wish list. But first, let’s connect so you have expert advice every step of the      

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  • Government Loan Limit Increase 2025,Melissa Southam - EvergreenNW RE Team

    Government Loan Limit Increase 2025

    Government Loan Limits Increase 2025 FHA Limits   FHA announced the new FHA loan limits for case numbers assigned on or after January 1, 2025. Nearly all U.S. counties will have an increase in loan limit in 2025. FHA is increasing the limit on 1-unit properties from $498,2

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  • Why Owning a Home Is Worth It in the Long Run,Melissa Southam - EvergreenNW RE Team

    Why Owning a Home Is Worth It in the Long Run

      Today’s mortgage rates and home prices may have you second-guessing whether it's still a good idea to buy a home right now. While market factors are definitely important, there’s also a bigger picture to consider: the long-term benefits of homeownership. Think of it this way. If you know people

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  • Percent Change in Home Prices,Melissa Southam - EvergreenNW RE Team

    Percent Change in Home Prices

    Did you know? The average home’s value went up by more than 57% over the past 5 years. And if you expand that to roughly 30 years, home values have more than tripled.  That gives homeowners a big boost to their net worth. So, if you’re ready and able to buy, DM me, and let’s find something that wo

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  • 2025 Housing Market Forecasts: What To Expect,Melissa Southam - EvergreenNW RE Team

    2025 Housing Market Forecasts: What To Expect

    Looking ahead to 2025, it's important to know what experts are projecting for the housing market. And whether you're thinking of buying or selling a home next year, having a clear picture of what they’re calling for can help you make the best possible decision for your homeownership plans. Here’s a

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  • How the Economy Impacts Mortgage Rates,Melissa Southam - EvergreenNW RE Team

    How the Economy Impacts Mortgage Rates

    As someone who’s thinking about buying or selling a home, you’re probably paying close attention to mortgage rates – and wondering what's ahead. One thing that can affect mortgage rates is the Federal Funds Rate, which influences how much it costs banks to borrow money from each other. While the Fe

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  • What To Expect from Mortgage Rates and Home Prices in 2025,Melissa Southam - EvergreenNW RE Team

    What To Expect from Mortgage Rates and Home Prices in 2025

    Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and home prices. Whether you're thinking of buying or selling, here’s a loo

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  • Q&A: How Do Presidential Elections Impact the Housing Market,Melissa Southam - EvergreenNW RE Team

    Q&A: How Do Presidential Elections Impact the Housing Market

    How the upcoming election is going to impact the housing market? Here are your answers. Based on historical data, mortgage rates tend to decrease leading up to an election, while home prices and sales increase the year after the election.   " href="https://">  

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  • Secrets To Selling Your House Quickly,Melissa Southam - EvergreenNW RE Team

    Secrets To Selling Your House Quickly

    Seeing your house sit on the market without any bites is the ultimate frustration. And unfortunately, some sellers are in that tricky spot today. According to data from the National Association of Realtors (NAR), the average time a house spends on the market has increased over the past few years (s

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  • Aggressive Rates - Updated Daily {Evergreen Northwest Lending Company NMLS 121537},Melissa Southam - EvergreenNW RE Team

    Aggressive Rates - Updated Daily {Evergreen Northwest Lending Company NMLS 121537}

    DYNAMIC Daily Rates by EvergreenNwTM1374 Team   Your interest rate directly affects your monthly payment. Your monthly payment directly affects your purchasing power.   Let’s connect to talk about how we can boost your purchasing power.   #mortagerates #realestatenews 

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  • Everything about USDA Loans,Melissa Southam - EvergreenNW

    Everything about USDA Loans

    When it comes to purchasing a home, especially in rural areas, many potential buyers are unaware of the benefits and opportunities offered by USDA loans. These government-backed mortgages are designed to help individuals and families achieve homeownership in eligible rural and suburban areas. In th

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  • VIDEO - Lower Mortgage Rates Boost Your Buying Power,Melissa Southam - EvergreenNW

    VIDEO - Lower Mortgage Rates Boost Your Buying Power

    Check out Lower Mortgage Rates - Updated Daily As rates drop, your monthly payment on your next home will too. Let’s connect to talk about how today’s rates boost your purchasing power. #mortagerates #realestatenews #keepingcurrentmatters

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  • 4 Signs Your House Is Overpriced,Melissa Southam - EvergreenNW

    4 Signs Your House Is Overpriced

    You want your house to sell quickly and for top dollar. But pricing it too high can seriously jeopardize those goals.  So, once your house is listed, watch out for these 4 signs that it's overpriced. And if any of these are happening to you, be sure to lean on your agent to course correct. #reales

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  • Where Will You Go After You Sell?,Melissa Southam - EvergreenNW

    Where Will You Go After You Sell?

    If you’re planning to sell your house and move, you probably know there’s been a shortage of options available. But here’s the good news: the supply of homes for sale has grown in a lot of markets this year – and that’s not just existing, or previously-owned, homes. It’s true for newly built home

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  • Should You Sell Now? The Lifestyle Factors That Could Tip the Scale,Melissa Southam - EvergreenNW

    Should You Sell Now? The Lifestyle Factors That Could Tip the Scale

    Are you on the fence about whether to sell your house now or hold off? It’s a common dilemma, but here’s a key point to consider: your lifestyle might be the biggest factor in your decision. While financial aspects are important, sometimes the personal motivations for moving are reason enough to m

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