Real Estate Blog for Buyers and Sellers - Melissa Southam -RE&Finan...

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How to Dispute Experian Credit Report Errors: A Complete 2025 Guide

Correcting Errors: A Step-by-Step Guide to Disputing a Derogatory Item on Your Experian Credit Report If you've discovered a derogatory mark on your Experian credit report that you believe is inaccurate, you have the right to dispute it. The Fair Credit Reporting Act (FCRA) mandates that credit bu
First Time Homebuyer : $2500 GRANT

Effective April 2025, FHFA grants have been suspended immediately. Programs and funding opportunities are constantly evolving. Staying informed and taking action when opportunities arise is essential for building wealth. Contact a Real Estate Strategist to explore current opportunities and maximize
The Limits of Online Home Valuation Tools Bankrate Quote

Don’t rely on online estimates to figure out what your house is worth. While they’re definitely convenient, they’re not 100% accurate. That's because they don’t include key details like your home’s condition, updates you’ve made, and what’s happening right here in our local market. Want to know the

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Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.

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If buying a home is on your goal sheet this year, there are things you need to do now to make it happen

If buying a home is on your goal sheet this year, here’s how to make it happen. Focus on improving your credit, planning for your down payment, getting pre-approved, and prioritizing your wish list. But first, let’s connect so you have expert advice every step of the

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Government Loan Limit Increase 2025

Government Loan Limits Increase 2025 FHA Limits FHA announced the new FHA loan limits for case numbers assigned on or after January 1, 2025. Nearly all U.S. counties will have an increase in loan limit in 2025. FHA is increasing the limit on 1-unit properties from $498,257 to $524,225, an increase

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Why Owning a Home Is Worth It in the Long Run

Today’s mortgage rates and home prices may have you second-guessing whether it's still a good idea to buy a home right now. While market factors are definitely important, there’s also a bigger picture to consider: the long-term benefits of homeownership. Think of it this way. If you know people wh

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